Free tools from Lotus & Tulip
Try these before you buy anything. The quiz and on-page samples need no email. The optional KNM sampler PDF is a free Payhip download.
KNM material is unofficial practice from Lotus & Tulip. We are not affiliated with DUO, Cito or the Dutch government. Always check inburgeren.nl for the official exam.
Free No Buy Month Tracker
A one-page printable for a no buy or low buy month: what you are not buying, what you can still buy, 31 days to colour in, days kept and money kept. A4 and US Letter, no email needed.
Download A4 (printable PNG) · Download US Letter (printable PNG) · How to plan a no buy year · 2027 No Buy Year Kit on Etsy
Free KNM practice quiz
20 bilingual multiple-choice questions (Dutch + English) across the 8 official themes, with instant scoring and short explanations.
Prefer Dutch? KNM oefenen: Nederlandse versie →
Want the full set? The KNM Practice Pack on Etsy has 160 bilingual questions. Prefer direct checkout? Buy on Payhip. Or browse the Lotus & Tulip shop.
Free KNM mock exam (timed)
A full practice run like the real KNM exam: 40 new multiple-choice questions (A, B, C), 5 per theme, a 45-minute countdown, then your score per theme and explanations with official sources.
Prefer Dutch? KNM-oefenexamen: Nederlandse versie met Nederlandse uitleg →
Unofficial practice by Lotus & Tulip. Finish with DUO's own KNM practice exams.
KNM quizzes per theme
Short quizzes that go deeper into one KNM theme at a time, with new questions not used in the quiz or mock exam above. Each has 10 Dutch questions with English translation and a government source per answer.
Free filled Cash Envelope Tracker example
See a completed Cash Envelope Tracker page filled in with sample spends, so you know what the printable looks like in use.
Ready for the full set? The Cash Budget Bundle on Etsy includes envelope trackers, sinking funds, challenges and more.
Free Calm Practice sample
Three finished therapist Instagram posts plus five ready-to-adapt captions from The Calm Practice kit. No email.
Like the tone? The full Calm Practice kit is on Etsy (posts, stories, highlights, captions and a 12-week calendar). Prefer direct checkout? Buy on Payhip.
Free KNM sampler PDF
20 bilingual practice questions as a free PDF download on Payhip (separate from the interactive quiz above).
Same disclaimer: unofficial practice, not affiliated with DUO. Official practice exams stay on inburgeren.nl.